Bangalore: We have all gotten into the unsafe habit of carrying what seems to be our entire life in our wallet or purse. Undoubtedly, wallets are helpful in arranging things in an organized way, but some items are really not needed to be kept in a wallet on an everyday basis. If you look at the other side, cases of pick pocketing is so common, that it has become a much easy way for a thief to take advantage and steal our hard earned money, ruin our credit and destroy our lives along with a lot of other related problems. But at the same time is highly risky as could be a trap to any theft or may misplace your wallet. Losing all your valuables in one go is really a nightmare.
But there ways of lowering the risk of this happening to you. Find out what are the things you should avoid carrying in your wallet.
Too many credit cards and cash
It is wise to carry not more than two credit cards and extra cash unless it is a case of emergency. Most people carry three to five cards and even more that can be dangerous. There are some cards that are not actually designed to be carried around with you at all times. Imagine the hassle you will go through canceling each one of them when they are stolen. If your money from the card is lost, the bank will however pay for it. But what if you lose your cash? Therefore avoid loading your wallet with excess of cash. Carry the exact amount you are willing to spend.
Passwords/ Pass codes
Although most PIN numbers are only four digits long, some people still write them down so they don't forget. If you absolutely can't remember important pass codes, store them digitally on a password-protected phone, but never write them down and leave them in your wallet or purse. Because passwords or pass codes are like gateway to heaven for the thieves who get can easily access your card with the codes you have written and kept in your wallet.
Chequebook
Why do you need to carry your cheque book that has all the personal details right from your address to your account number? When you misplace it and it is in the hands of a wrong person, it's like a jackpot for him. Only when you are going to need to write multiple checks in one day, go ahead and take your checkbook, but don't get into the habit of carrying it around with you all the time
Passport
If you are traveling abroad of course you can't leave your passport at home, but you can leave it in the hotel safe. When you are abroad, make a photocopy of your passport to have in your wallet for identification along with your driver's license. Carrying a photocopy of your passport is better than carrying your original documents.
ID card
Avoid carrying any original ID card like Pan card, voters ID, employee ID card or any other always. Even if it is a PAN card have a photocopy that you could laminate and use. Losing one's PAN card is very common problem and equally true is the importance of PAN card in our day to day life. In case on Employee Id, many companies require their employees to carry identification cards that give them access to their place of employment. A thief can use this information to verify where you work when he is stealing your identity.
But there ways of lowering the risk of this happening to you. Find out what are the things you should avoid carrying in your wallet.
Too many credit cards and cash
It is wise to carry not more than two credit cards and extra cash unless it is a case of emergency. Most people carry three to five cards and even more that can be dangerous. There are some cards that are not actually designed to be carried around with you at all times. Imagine the hassle you will go through canceling each one of them when they are stolen. If your money from the card is lost, the bank will however pay for it. But what if you lose your cash? Therefore avoid loading your wallet with excess of cash. Carry the exact amount you are willing to spend.
Passwords/ Pass codes
Although most PIN numbers are only four digits long, some people still write them down so they don't forget. If you absolutely can't remember important pass codes, store them digitally on a password-protected phone, but never write them down and leave them in your wallet or purse. Because passwords or pass codes are like gateway to heaven for the thieves who get can easily access your card with the codes you have written and kept in your wallet.
Chequebook
Why do you need to carry your cheque book that has all the personal details right from your address to your account number? When you misplace it and it is in the hands of a wrong person, it's like a jackpot for him. Only when you are going to need to write multiple checks in one day, go ahead and take your checkbook, but don't get into the habit of carrying it around with you all the time
Passport
If you are traveling abroad of course you can't leave your passport at home, but you can leave it in the hotel safe. When you are abroad, make a photocopy of your passport to have in your wallet for identification along with your driver's license. Carrying a photocopy of your passport is better than carrying your original documents.
ID card
Avoid carrying any original ID card like Pan card, voters ID, employee ID card or any other always. Even if it is a PAN card have a photocopy that you could laminate and use. Losing one's PAN card is very common problem and equally true is the importance of PAN card in our day to day life. In case on Employee Id, many companies require their employees to carry identification cards that give them access to their place of employment. A thief can use this information to verify where you work when he is stealing your identity.
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